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    • Mon Jul 28th 17:24 PM
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      Commented on:
      Predatory Banking Practices Undermining the U.S. Consumer
      This article actually makes sense if you read it haha

      It is true that banks charge the highest amounts first if you have little money in there. Doesn't matter if it's a mortgage. They take the largest debits first that way they can get extra overdraft fees. You deplete your funds first and use theres. BAC is notorious for this...

      Now if they actually post them in the order that they were received they would have less overdraft fees each month. This way the consumer would have more money in the bank and would be able to go and spend it. Instead of giving hundreds of thousands of dollars to the banks for them playing sneaky account with the postings.
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    • Sat Jun 28th 01:35 AM
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      Commented on:
      Countrywide: California Piles On
      Yes cause a 2yr arm is really hard to understand!hahah

      Both sides were stupid.

      If youre buying a home thats $500k and you make $45k a year do you really think you can afford that home? Or what about the people that more then 1 home...because it was a "good investment" then just walked away when it wasn't worth as much anymore?

      People have to face facts and look at themselves in the mirror. Most of what happened was because of the borrower being greedy...not the loan officer writing the loan....hell if one LO didnt write the loan another LO (or broker) would.

      It has nothing to do with the company!
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